Whether you’re a first-time home buyer, refinancing your current home, or buying your dream home, we have you covered every step of the way.

Your home is one of the most important financial investments you’ll ever make. At Olpe State Bank, our team is here to walk you through the loan process. We'll help you achieve your goals with competitive rates and affordable payments. Contact us today to schedule an appointment with a lending expert!

Consumer Real Estate Loans

Home Purchase

Home Refinance

Home Construction

Home Improvement

Long Term Adjustable & Fixed Rate

kevin circle - Home Loans

Kevin Flott, President & CEO

Crop Insurance Agent/Loan Officer



NMLS #458290

nancy circle - Home Loans

Nancy Wells, Vice President

Loan Officer


NMLS #797450

unknown2 circle - Home Loans

Michelle (Shelly) Rhodes

Loan Officer



NMLS #1923979

How to Apply

Talk with a lender

Contact us to get started!

Complete your loan application

You may complete a loan application in person at the bank, or you may download and print the forms below. You may mail your documents to the Olpe State Bank or return them to a loan officer in person. If you have questions, give us a call at 620-475-3213.

Gather necessary documents

We'll need these documents to complete the loan process:

  • Recent 2 year tax returns with W2 forms
  • Last paystub for each year
  • Paystubs for the last month
  • Copies of the last two months of bank statements (both checking and savings) for all accounts that are not held at the Olpe State Bank
  • Corporate Tax Returns for the last 2 years, if you own 25% or more of an LLC or Corporation
  • Up to date Investment Value Reports from Investment Companies
  • Sales Contracts of Property Purchased