Super Saver Money Market

  • $2,500.00 minimum deposit to open account
  • $5.00 maintenance charge
  • $2,500.00 minimum balance must be maintained to obtain the annual percentage yield & avoid maintenance charge
  • 6 checks, debits, and pre-authorized withdrawals per month
  • $1.00 charge for debits over 6 and will subject account to review for compliance with account agreement
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Interest rate and annual percentage yield may change at any time. ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited.
  • Interest compounded and credited monthly ++

Super Saver Money Market

  • $2,500.00 minimum deposit to open account
  • $5.00 maintenance charge
  • $2,500.00 minimum balance must be maintained to obtain the annual percentage yield & avoid maintenance charge
  • 6 checks, debits, and pre-authorized withdrawals per month
  • $1.00 charge for debits over 6 and will subject account to review for compliance with account agreement
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Interest rate and annual percentage yield may change at any time. ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited.
  • Interest compounded and credited monthly ++

Debit Cards

All OSB checking account customers are eligible for a Mastercard® Debit Card. Your debit card gives you 24/7 access to the funds in your checking account. To enhance security while shopping online, you can also sign up for a MasterCard Secure code. Plus, if you use your debit card at a Privileged ATM, you won't be charged a transaction fee!

Once you've downloaded and printed the application, you can return it in person, by mail, or fax. You can also contact OSB and we can provide you with a secure link to return your form by email.

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Report lost or stolen debit cards

Call 800-383-8000

Credit Cards

We offer both Visa® Classic and Visa® Platinum Credit Cards based on your creditworthiness.

With the Classic Credit Card, you'll get:

  • Low variable rate
  • NO annual fee
  • Zero liability fraud support
  • Cash advance at thousands of ATMs
  • Automatic payment option
  • Auto rental insurance
  • Travel accident insurance coverage
  • Prompt, expert service

With the Platinum Card, you'll get all the above PLUS:

  • Save up to 50% on frames, lenses and lasik surgery
  • Save up to 80% on prescriptions at CVS, Target, Walmart, Kroger and more
  • Earn one point for every $1 spent when you use your card to shop, dine, travel, pay bills and more. Redeem your points for exciting gifts, travel, or merchandise. There is no cap on how many points you can earn!
olpestatebank card visa classic - New Page
olpestatebank card visa platinum rewards - New Page

Report lost or stolen credit cards

Call 800-423-7503

At Olpe State Bank, you're not just a number – you're our friends and neighbors. When you open a checking or savings account, you can count on friendly service with the online and mobile banking options you need.

Checking Accounts

Economy Checking

  • $50.00 minimum deposit to open account
  • $1.00 maintenance charge
  • 7 checks/debits allowed per month
  • $0.30 charge for excess debits over 7
  • $5.00 per month dormant account fee with a balance less than $300.00*

Regular Checking

  • $100.00 minimum deposit to open account
  • $3.00 maintenance charge
  • $500.00 minimum balance or $1,000.00 average daily balance to avoid maintenance charge
  • 25 checks/debits allowed per month
  • $0.10 charge for excess debits over 25
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Exempt from the monthly maintenance charge if this account is opened by a customer who has direct deposit of social security payment

Interest Bearing Checking Accounts

NOW Account

  • $1,000.00 minimum deposit to open account
  • $5.00 maintenance charge
  • $1,000.00 minimum balance must be maintained to obtain the annual percentage yield & avoid maintenance charge
  • 25 checks/debits allowed per month
  • $0.10 charge for excess debits over 25
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Interest rate and annual percentage yield may change at any time ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited
  • Interest compounded and credited monthly ++

Savings Accounts

Super Saver Money Market

  • $2,500.00 minimum deposit to open account
  • $5.00 maintenance charge
  • $2,500.00 minimum balance must be maintained to obtain the annual percentage yield & avoid maintenance charge
  • 6 checks, debits, and pre-authorized withdrawals per month
  • $1.00 charge for debits over 6 and will subject account to review for compliance with account agreement
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Interest rate and annual percentage yield may change at any time. ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited.
  • Interest compounded and credited monthly ++

Regular Savings

  • $50.00 minimum deposit to open account
  • $1.00 maintenance charge
  • Maintenance charge will be assessed if average daily balance drops below $50.00 during the statement period
  • Statements sent quarterly
  • 6 debits or pre-authorized withdrawals to third parties per month
  • $0.30 charge per withdrawal in excess of 18 per quarter and will subject account to review for compliance with account agreement
  • $5.00 per quarter dormant account fee if balance drops below $300.00*
  • Interest rate and annual percentage yield may change at any time. ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited.
  • Interest compounded and credited quarterly ++

+ Debit Card transactions and ATM withdrawals are excluded from Excessive Withdrawal Fee calculation.

++ If account is  closed before interest is credited, you will not receive the accrued interest.

* An account is considered "Dormant" after 1 year of inactivity.

** Super Saver Account - The interest rate paid is tiered at balance below $10,000.00; $10,000.00 to $25,000.00; and balances for $25,000.00.

*** Current interest rates available by contacting out bank office. A daily balance method is used to calculate interest, this method applies a daily periodic rate to principal balance.