At Olpe State Bank, you're not just a number – you're our friends and neighbors. When you open a checking or savings account, you can count on friendly service with the online and mobile banking options you need.

Checking Accounts

Economy Checking

  • $50.00 minimum deposit to open account
  • $1.00 maintenance charge
  • 7 checks/debits allowed per month
  • $0.30 charge for excess debits over 7
  • $5.00 per month dormant account fee with a balance less than $300.00*

Regular Checking

  • $100.00 minimum deposit to open account
  • $3.00 maintenance charge
  • $500.00 minimum balance or $1,000.00 average daily balance to avoid maintenance charge
  • 25 checks/debits allowed per month
  • $0.10 charge for excess debits over 25
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Exempt from the monthly maintenance charge if this account is opened by a customer who has direct deposit of social security payment

Interest Bearing Checking Accounts

NOW Account

  • $1,000.00 minimum deposit to open account
  • $5.00 maintenance charge
  • $1,000.00 minimum balance must be maintained to obtain the annual percentage yield & avoid maintenance charge
  • 25 checks/debits allowed per month
  • $0.10 charge for excess debits over 25
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Interest rate and annual percentage yield may change at any time ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited
  • Interest compounded and credited monthly ++

Savings Accounts

Super Saver Money Market

  • $2,500.00 minimum deposit to open account
  • $5.00 maintenance charge
  • $2,500.00 minimum balance must be maintained to obtain the annual percentage yield & avoid maintenance charge
  • 6 checks, debits, and pre-authorized withdrawals per month
  • $1.00 charge for debits over 6 and will subject account to review for compliance with account agreement
  • $5.00 per month dormant account fee with a balance less than $300.00*
  • Interest rate and annual percentage yield may change at any time. ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited.
  • Interest compounded and credited monthly ++

Regular Savings

  • $50.00 minimum deposit to open account
  • $1.00 maintenance charge
  • Maintenance charge will be assessed if average daily balance drops below $50.00 during the statement period
  • Statements sent quarterly
  • 6 debits or pre-authorized withdrawals to third parties per month
  • $0.30 charge per withdrawal in excess of 18 per quarter and will subject account to review for compliance with account agreement
  • $5.00 per quarter dormant account fee if balance drops below $300.00*
  • Interest rate and annual percentage yield may change at any time. ***
  • Interest begins to accrue on the business day a non cash item (i.e. check) is deposited.
  • Interest compounded and credited quarterly ++

+ Debit Card transactions and ATM withdrawals are excluded from Excessive Withdrawal Fee calculation.

++ If account is  closed before interest is credited, you will not receive the accrued interest.

* An account is considered "Dormant" after 1 year of inactivity.

** Super Saver Account - The interest rate paid is tiered at balance below $10,000.00; $10,000.00 to $25,000.00; and balances for $25,000.00.

*** Current interest rates available by contacting out bank office. A daily balance method is used to calculate interest, this method applies a daily periodic rate to principal balance.